Archive for May 2015

Should You Delay Your Social Security Benefits?

We often meet with people that struggle with the decision of determining the best time to file for their Social Security benefits. They share different concerns with us, such as “I don’t want to dip into my savings” or “Social Security won’t be around much longer”. Choosing when and how to file your benefits is a…

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The 4% Rule: A Strategy for the Wealthy?

In the past, the simple rule of thumb of withdrawing four percent a year from your portfolio and your chances of having enough money for a thirty year retirement looked good. A recent article on NBC News shares how this strategy is no longer sufficient for the average American retiree with today’s low interest rate…

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